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Tips on Finding a First-class Financial Planner

There is never a bad time to visit a financial planner, you can plan in your 20’s or just before your retirement, you’ll benefit either way. The earlier you start planning the better, it gives you time to get your finances in order and get a hold on your money. If you wish to achieve your financial goals at key stages throughout your life, it is best to hire a certified financial planner.

Here are some tips for finding the best possible financial planner to help with your finances.

Make a List of Your Goals

Setting goals is vitally important when it comes to managing your finances, so before you speak to an advisor, make sure you sit down and make a list of your future goals. You must know what you want to accomplish, so set genuine short and long-term goals.

Here are some questions you should ask yourself when writing your goals:

  • Where do you want to be in 10 years?
  • Would you like to buy a new house in the future?
  • Do you have debt you’d like to clear in 5 years?
  • Would you benefit from setting up a university savings fund for your kids?

These are all important questions that you should consider when creating a list. Before calling a professional, who specialises in investment planning or retirement planning in Melbourne, take some time to sit down and think about your goals. It will make your conversation a lot easier and your objectives a lot clearer when you meet with a financial advisor.

Word of Mouth

The most reliable way to find a first-class financial planner is through word of mouth, if you can find someone who you trust that has dealt with a reputable planner, you can be confident in their ability to secure your finances and help you plan for the future.

Do some research online and ask around, you may just find that one of your colleagues or family members has dealt with a good financial planner in the past.

Consider Your Options

It is important to gather information from at least 3 financial planners and see how they react to your questions. Once you believe you’ve found a planner who fits, you can arrange a meeting and see what they have to offer. This allows you to get a better feel for the financial planner, helping you to decide whether you’d like to hire them to manage your finances.

It is best to hire an advisor who specialises in the area you are looking for, if you need someone to help with retirement planning, ask about their background and choose an individual who suits your needs.

A good financial planner will look at the full financial picture when making decisions and offering recommendations. They can help to get your books in order or increase your assets depending on what goals you’ve established with them. It is important to pick someone who understands your situation and offers advice that benefits you.

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